Defensive Driving and traffic school courses help you to lower auto insurance rates, remove points from driver record, dismiss traffic ticket and to become a responsible driver. This course is 100% online and approved throughout your State. Complete the driving safety course and get rid of traffic tickets or lower your vehicle insurance premiums and keep your driver record clean.

2023 AARP 55 Alive Defensive Driving Course Minnesota

Accident Prevention 55 alive driving course Minnesota helps elder drivers to change driver behavior by enforcing traffic laws; making the public aware of the dangers of crashes, the likelihood of receiving a ticket, and the best ways to reduce their risk; and leading or assisting state, county, and community efforts to improve traffic safety.

According to Minnesota Administrative Rules

The purpose of parts Chapters 7411.7100 to 7411.7700 is to effectuate the mandate of the legislature as set forth in Minnesota Statutes, section 65B.28, to establish and regulate accident prevention courses for persons 55 years of age and older. Published Electronically: April 14, 2004.

2013 Minnesota Statutes


Subdivision 1.Required reduction. An insurer must provide an appropriate premium reduction of at least ten percent on its policies of private passenger vehicle insurance, as defined in section 65B.001,  subdivision 2, issued, delivered, or renewed in this state, to insureds 55 years old and older who successfully complete an accident prevention course or refresher course established under subdivisions 2 and 3.

Subd. 2.Accident prevention course; rules. The commissioner of public safety shall adopt rules establishing and regulating a motor vehicle accident prevention course for persons 55 years old and older. The rules must, at a minimum, include provisions:

(1) establishing curriculum requirements;

(2) establishing the number of hours required for successful completion of the course; and

(3) providing for the issuance of a course completion certification and requiring its submission to an insured as evidence of completion of the course.

Subd. 3.Refresher course. The Department of Public Safety, in consultation with other traffic safety and medical professionals, may establish a refresher course for persons who have completed the original course under subdivision 2. The refresher course shall be no more than four hours, and based on the curriculum established under subdivision 2. The Department of Public Safety shall establish criteria for and approve training agencies or organizations authorized to conduct the refresher course.

Subd. 4.Completion certificate. A person 55 years old and older may retake the original course or take the refresher course every three years and receive a course completion certificate to remain eligible for the premium reduction in subdivision 1. A person 58 years old and older who successfully completes a retaking of the original course or a refresher course more than 3 years from the date the person last was eligible for the premium reduction in subdivision 1 is entitled to reinstatement of this eligibility. The Department of Public Safety shall provide criteria for the issuance of the course completion certificates.


Satisfactory completion of an approved accident prevention course evidenced by possession of a certificate of completion indicates that the insured has met the requirements of Minnesota Statutes, section 65B.28 for an appropriate automobile insurance premium reduction. Persons 55 years of age or older who complete an accident prevention course every three years remain eligible for an appropriate automobile insurance premium reduction.

55 and alive courses MN

Minnesota state law enforcement (mandates) a 10% reduction in car insurance premiums for persons 55 years and older who complete a 55 alive defensive driving course.

These 55+ driving class MN consists of an overview of safe driving techniques.

8-hour Initial Course: Take this defensive driving course to receive a mandatory discount* on vehicle liability insurance. The reduced vehicle liability insurance is good for 3 years after completion of this course.

4- Hour Refresher Course: If you've already taken the initial course (listed above), you can complete this course to maintain your vehicle liability insurance discount for 3 more years.

There are no written or driving tests required!

*Insurance discounts are required by law: policyholders age 55 and over who have successfully completed a 55 alive defensive driving MN receive a 10 percent discount; a vehicle equipped with an authorized anti-theft protection device receives a 5 percent deduction on comprehensive coverage.

Become a safe driver with 55 Alive Driving Course MN:
  • Improve the safety of aging drivers.
  • Promote and offer incentives for seat belt use.
  • Improve driving alternatives.
  • Assistance for driving safely longer.
  • Educate the best driving practices to prevent Motor Vehicle Crashes.
  • Minnesota Strategic Highway Safety Plan for greater driving safety.

445 Minnesota St. Suite 176, Saint Paul, MN 55101
Phone: (651) 201-7626 TTY: (651) 282-6555

Approved Accident Prevention Courses
The following schools and organizations have been approved to offer this 55 alive classes and online courses in Minnesota for persons 55 years old and older to receive a premium reduction on their private passenger vehicle insurance.

55 Alive Classes MN Locations
Name, Address & Phone Number
Eight (8) Hour Classroom Course Four (4) Hour Classroom Course Eight (8) Hour Online Course Four (4) Hour Online Course
Minnesota Safety Council
474 Concordia Ave.
St. Paul, MN 55103
(651) 291-9150
1 (800) 444-9150
Yes Yes Yes Yes

AARP Driver Safety Program - click on
“Find a class near you”
1 (888) 227-7669
Yes Yes Yes Yes

I Drive Safely, L.L.C.
5760 Fleet St., Suite 210
Carlsbad, CA 92008
1 (800) 723-1955
Yes Yes

Minnesota Highway Safety & Research Center
AAA Minneapolis - AAA MN/Iowa
720 4th Ave. S.
St. Cloud, MN 56301
(320) 255-4732
1 (888) 234-1294
Yes Yes

7 County Senior Federation
47 North Park St., Suite 7
Mora, MN 55051
1 (866) 679-4700

212 Senior Driving School
Box 534
Renville, MN 56284
(320) 329-3949
Yes Yes

Advancing the Experienced Driver
3902 6th St. S.
Moorhead, MN 56520
(701) 640-8985
Yes Yes

Bagley Community Education
202 Bagley Ave. NW
Bagley, MN 56621
(218) 694-3232
Yes Yes

Bemidji District 31
Community Education

502 Minnesota Ave. NW
Bemidji, MN 56601
(218) 333-3284 ext. 1
Yes Yes

Chisago Lakes Community Education
13750 Lake Blvd.
Lindstrom, MN 55045
(651) 213-2600
Yes Yes

Cambridge-Isanti Community Education
625 B Main St. N.
Cambridge, MN 55008
(763) 689-6180
Yes Yes

Custom Crash Prevention
PO Box 23
Backus, MN 56435
Yes Yes

Community Education

16770 Clearwater Lake Rd.
Clearbrook, MN 56634
(218) 776-3112 ext. 102
Yes Yes

Headwaters Driving School
17555 County 107
Park Rapids, MN 56470
(218) 237-3399
Yes Yes

Lockton Companies
444 W. 47th St.
Kansas City, MO 64112
(816) 960-9614

Driver Safety Course, LLC
4891 Miller Trunk Highway, Suite 105
Hermantown, MN 55811
(218) 724-4704
Yes Yes

Driver Improvement Associates
4714 8th St. SW
Rochester, MN 55902
(507) 285-1170
Yes Yes

Driving Skills for Seniors
40570 Wren Loop
Battle Lake, MN 56515
(218) 864-9901
Yes Yes

District 309 Community Education
301 Huntsinger Ave.
Park Rapids, MN 56470
(218) 237-6606
Yes Yes

Mid-County Driving School
660 Birch Ave.
Bird Island, MN 55310
(320) 365-3356
Yes Yes

Minneapolis Public Schools
1250 W. Broadway
Minneapolis, MN 55411
(612) 668-3939
Yes Yes

Pike Driving School
12 N. Minnesota St.
New Ulm, MN 56073
(507) 359-3133
Yes Yes

Range Driver Training
6903 Highway 53
Britt, MN 55710
(218) 749-8926
Yes Yes

Red Rock Central
Community Education

100 6th Ave. E.
Lamberton, MN 56152
(507) 752-7361

Right-Way Driving School
529 6th Ave. NE
Grand Rapids, MN 55744
(218) 327-4880
Yes Yes

Ruzek’s Driver Refresher Classes
902 24th St. NW
Rochester, MN 55901
(507) 286-8429
Yes Yes

Senior Driver Safety Course
203 9th St. SW
Perham, MN 56573
(218) 346-3336
Yes Yes

Senior Traffic Safety Education
38917 Timber Road
Avon, MN 56310
(320) 746-2619
Yes Yes

Smart Choices for the Experienced Driver
4832 10th Ave. S.
Minneapolis, MN 55417
(612) 824-1284
Yes Yes

St. Joseph Driving School
23274 670th St.
Kasson, MN 55944
(507) 634-6293
Yes Yes

Traffic Safety by Design LLC
9001 Preserve Trail
Savage, MN 55378
(612) 859-4357
Yes Yes

Westonka Driving School
5905 Sunnyfield Rd.
Mound, MN 55364
(612) 237-5352

Locations: Minneapolis, Saint Paul, New Prague, Mankato, Chaska, Rochester, Mound, Bloomington, Eagan, Woodbury, Blaine, Grand Rapids, Plymouth, Golden Valley, Champlin, Hopkins, Morris, Maple Grove, Savage, Richfield, Oakdale, Burnsville, Shakopee, Saint Cloud, Forest Lake, Duluth, Apple Valley, Brainerd, Owatonna, Plainview, St. Paul, Zumbrota, Anoka, Willmar, Maplewood, St. Louis Park

The purpose of driving safety program is to increase road safety awareness by reducing traffic violations and to keep your auto insurance premiums low. Handle Speeding ticket, stop sign citation, lawyer for fighting traffic tickets & other violations.

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